• Could joining MarylandSaves impact my eligibility for college financial aid?
• If I do not have earned income, can I still join MarylandSaves?
• Is my personal information reported to government agencies to determine immigration status?
• What happens if I opt out?
• If I have another IRA, in addition to the State's program, does the contribution limit apply to each separately or to the combined amount?
• How do I set up my MarylandSaves WorkLife Account online after I’m enrolled?
• Is there a minimum age to participate in the program?
• Can I roll over another plan’s money into my MarylandSaves account?
• What happens to my account if I move out of state or change jobs?
• Am I eligible for the Saver's Credit from the IRS?
• Can I have a WorkLife Account plus another retirement savings plan?
• Why does the program include an auto escalation of contributions?
• How will I know if my WorkLife Account is close to the annual IRA contribution limit?
• Why don’t MarylandSaves contributions show up on my W2?
• Can I contribute a set dollar amount per paycheck instead of a percentage?
• Is the contribution rate based on gross or net income?
• Could joining MarylandSaves impact my eligibility for federal programs like SNAP or TANF?
• Can I connect more than one bank account or type of account?
• Is there an administrative fee or penalty for withdrawing my money?
• Can I opt out of automatic contribution increases?