Skip to main content

← MarylandSaves.com

What can we help you with?

MarylandSaves
Employer Support
Frequently Asked Questions
Saver FAQs

If I do not have earned income, can I still join MarylandSaves?

No, to qualify for any IRA under IRS regulations you need earned income.

Articles in this section

My quarterly statements aren't available yet. How can I see my recent activity?
What do I do if additional information is needed to open my account?
How are my contributions made?
Will services be available in other languages?
Is there a limit to how much I can contribute?
Is my contribution pre-tax or post-tax?
What is the default contribution rate?
I’m self-employed. Can I set up my own MarylandSaves account?
Where do my contributions go?
Are there income limits to participate in MarylandSaves?

See more

Related articles

If I have another IRA, in addition to the State's program, does the contribution limit apply to each separately or to the combined amount?
What happens if I opt out?
When is IRS Form 1099-R available?
Is there a minimum age to participate in the program?
Do I need to facilitate the program if I only have a small number of employees?

← MarylandSaves.com