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What about market volatility?

Investing for your retirement means setting a long-term goal to grow your savings. Investments will fluctuate — there’s no way to time your investment activity only to benefit from positive gains. Your MarylandSaves WorkLife Account offers investment options with various risk levels. Choose the one(s) that best fit your risk tolerance.

Articles in this section

  • My quarterly statements aren't available yet. How can I see my recent activity?
  • What do I do if additional information is needed to open my account?
  • How are my contributions made?
  • Will services be available in other languages?
  • Is there a limit to how much I can contribute?
  • Is my contribution pre-tax or post-tax?
  • What is the default contribution rate?
  • I’m self-employed. Can I set up my own MarylandSaves account?
  • Where do my contributions go?
  • Are there income limits to participate in MarylandSaves?
See more

Related articles

  • Who is responsible for choosing the available investment options?
  • Is there a fee for participating in MarylandSaves?
  • Can employers match employee contributions?
  • If I have another IRA, in addition to the State's program, does the contribution limit apply to each separately or to the combined amount?
  • Is my employer required to offer the MarylandSaves WorkLife Savings program?
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